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E-invoice error explained

BR-DE-25: Direct debit without mandate data

Code 59 means SEPA direct debit: you collect the amount from the buyer.

What the rule checks

Code 59 means SEPA direct debit: you collect the amount from the buyer. The direct debit group (BG-19) must then be present with the mandate reference (BT-89), the creditor identifier (BT-90) and the buyer's IBAN (BT-91). Your own bank account for transfers (BG-17) and card data (BG-18) must not be included. If BT-90 or BT-91 is missing on its own, BR-DE-30 and BR-DE-31 fire as well.

Official rule text

BR-DE-25-a: If BT-81 "Payment means type code" contains a code for direct debit (59), exactly BG-19 "DIRECT DEBIT" must be transmitted.
BR-DE-25-b: If BT-81 "Payment means type code" contains a code for direct debit (59), BG-17 and BG-18 must not be transmitted.

Source: KoSIT configuration XRechnung 3.0.2 (31 Jan 2026).

Typical causes

  • The export writes your own IBAN as payee on every invoice, including direct debits.
  • The mandate reference or the creditor ID is not maintained in the ERP or not exported.
  • Code 59 was set although the customer pays by transfer.

How to fix it

For code 59 write: ram:DirectDebitMandateID in ram:SpecifiedTradePaymentTerms, ram:CreditorReferenceID in ram:ApplicableHeaderTradeSettlement and the buyer's IBAN in ram:PayerPartyDebtorFinancialAccount/ram:IBANID. Remove ram:PayeePartyCreditorFinancialAccount. If the customer pays by transfer, use code 58.

Example

Wrong (CII)

<ram:SpecifiedTradeSettlementPaymentMeans>
  <ram:TypeCode>59</ram:TypeCode>
  <ram:PayeePartyCreditorFinancialAccount>
    <ram:IBANID>DE02120300000000202051</ram:IBANID>
  </ram:PayeePartyCreditorFinancialAccount>
</ram:SpecifiedTradeSettlementPaymentMeans>

Right (CII)

<ram:CreditorReferenceID>DE98ZZZ09999999999</ram:CreditorReferenceID>
<!-- ... -->
<ram:SpecifiedTradeSettlementPaymentMeans>
  <ram:TypeCode>59</ram:TypeCode>
  <ram:PayerPartyDebtorFinancialAccount>
    <ram:IBANID>DE75512108001245126199</ram:IBANID>
  </ram:PayerPartyDebtorFinancialAccount>
</ram:SpecifiedTradeSettlementPaymentMeans>
<!-- ... -->
<ram:SpecifiedTradePaymentTerms>
  <ram:DirectDebitMandateID>MANDAT-4711</ram:DirectDebitMandateID>
</ram:SpecifiedTradePaymentTerms>

In Dynamics 365, Business Central and Finance

Sales / Project Operations: Sales and Project Operations have no e-invoice output out of the box. In the WBS Invoice Accelerator for Dynamics 365 there is no direct debit in the e-invoice. The Accelerator only writes code 58 with the IBAN from the brand profile.

Related error codes

All error codes

E-invoicing from Dynamics 365

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